Middle makes it easy for you (or your assistant) to send out and receive back comprehensive and accurate client data quickly and efficiently - so you can spend more time focusing on securing a loan for your client! If you're a Finsure broker, Middle exports client data directly into Infynity CRM as well!

Better data accuracy

Reduce errors and missing information requests! Middle pre-fills data from verified sources such as Equifax (liabilities), BASIQ (income and expenses) and CoreLogic (property valuation and rental income estimates).

Equifax Credit file and data enrichment

Middle has Equifax Credit file and data enrichment built-in! You can optionally request this when sending a Discovery Journey.

• Send an Equifax data enriched Discovery Journey (turned on by default) and after successfully KYC'ing your client (when they provide their Australian Driver Licence) we'll run a soft credit check to:
  • Pre-fill your client's liabilities (saving them time and effort!)
  • Retrieve a downloadable Equifax Credit Report PDF
• No charges incurred during your free trial period, else $10 per applicant
• If your client decides to remove any identified liability, we'll capture their reason for doing so and let you know of their choice

BASIQ integration

• At the beginning of the financials section, clients can use our integration with BASIQ to connect to their bank accounts and retrieve their financial data (optional).
• We'll replay identified credits / income from the past 6 months (excl. current month) for them to review
• We'll also pre-fill their living expenses based on an average figure from the past 6 months
• You'll have access to the full transactions listing breakdown as an excel workbook for any of their connected accounts

CoreLogic integration

• When your client enters the address of the property they're buying or refinancing, we'll help complete some of the details using CoreLogic (e.g. price estimate, property type)
• For every other property asset already owned, you'll also get CoreLogic details (e.g. rental estimates)

Receive full client data back faster!

• Send out a Discovery Journey right after initial contact and your client can complete it at a time that suits them on any device (we're mobile friendly).
• With the above integrations, data is pre-filled for your client so they can simply review and amend (if necessary) instead of relying purely on error prone manual recall to declare information.
• Our fastest submitted Discovery Journey was completed in just 9 minutes!

Safe & secure

• We're more secure than other platforms and have gone to great lengths to prove so. We're SOC 2 accredited, one of the most stringent security accreditations to receive as it requires 3rd party certification and monitoring to ensure we're continually abiding by high security standards.
• We're the safer alternative to emails and PDFs. Using emails that contain personal and sensitive information or attachments like a PDF fact-find, is highly prone to human error such as forwarding to the wrong recipient. Middle only allows authorised users to access your client details, and we track anyone who accesses our platform.
• Plus, we've recently been recognised by the government as an Accredited Data Recipient, which means that the Australian government has reviewed our business and security processes and authorised us to safely receive the financial data that clients choose to share through Open Banking. Check out our accreditation here: https://www.cdr.gov.au/find-a-provider?page=1&q=Middle

Other features

• Request documents, create templates and customise descriptions
• Auto-TFN redaction for any document uploaded by your client
• Request Bank statements using your existing Illion or Cashdeck URL